Terms & Conditions

Malaysia

Singapore

Malaysia

Please read the details set out below carefully before using this website.

Conditions of access

Access to this website is granted by GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD (hereinafter referred to as "GELM") and its representation is subjected to the following conditions:

BY ACCESSING THIS WEBSITE AND ANY PAGE THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DO NOT ACCESS, OR PLEASE DISCONTINUE YOUR ACCESS TO, THIS WEBSITE OR ANY PAGE THEREOF IMMEDIATELY.

References to 'you', 'your' and 'yours' are references to the person(s) accessing this website. References to 'we', 'us' and 'our' are references to GELM. The headings herein are inserted for reference only.

The information, material, functions and content provided in this website and the Conditions of Access as specified herein may be changed from time to time with or without notice at the GELM's absolute discretion

Your conduct

Your access to this website shall at all times be in compliance with any guidelines, directions of GELM or any law, regulations or legislation as may be applicable and you agree that you shall not abuse or misuse this website or the services herein, in any way. Without prejudice to the generality of the foregoing, you shall not nor assist any other person to hack into or obtain unauthorised access to this website or any services herein nor interfere with the access and use of the same by others. Further, you agree that you shall not carry out nor assist any other person to transmit communication, information or materials which adversely affects our rights or the rights of others, which is morally offensive or which is otherwise against the law.

IMPORTANT DOs and DON'Ts

1. You should not share your user ID or password with any other person.

2. You should never display your account information in an area visible to others.

3. Your PC should never be left unattended.

4. It is your responsibility to keep your Internet Browser up to date with the latest security updates.

Disclaimer of warranties and liabilities

The following clauses exclude or limit our legal liability for this website. You should read them carefully.

No Warranties

Whilst we will use our reasonable endeavours to ensure the accuracy, currency, availability, correctness and completeness (in the context of its purpose) of the information and materials contained in this website, all information and materials including those on services, products, financial information, data, text, graphics, audio, video, links or other items are provided strictly 'as is', and 'as available' and is so provided for your information and reference only. Therefore GELM does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials. The use thereof is at your sole risk. No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer viruses, is given in conjunction with this website, or any information and materials therein. No warranty is given that access to any information or materials on this website or this website as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected. Further, no warranty is given that this website or any information or materials are free from any virus or other malicious, destructive or corrupting codes, agents, programs or macros. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.

Scope of website usage

Intended users

This website is currently intended for those who are authorised by GELM to access the same only. You are required to inform yourselves about and observe any relevant laws, regulations and local practices whether in relation to restrictions or otherwise and also any applicability thereof in the light of your own individual circumstances.

Without affecting the generality of the foregoing, any information or material on obtained from the website is intended to be of general information to persons who are authorized to access the same only.

You are wholly responsible for use of the website by yourself and/or any person using your computer and you must ensure that any such person complies with the terms and conditions herein. In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

Copyright and trademarks

The copyright in this website is owned by GELM's business partner, Aston Business Assessment Ltd ("ABA") . No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, framed or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of GELM and ABA save for the provision in the paragraph captioned 'Restricted Use for Agents and Potential Agents' below. You also may not, without GELM and ABA's permission, insert a hyperlink to this website on any other website, frame or "mirror" any material contained on this website on any other server.

No right or licence is given to any party accessing this website to download, reproduce or use any such content. No trade mark or service mark displayed on this website may be used as a link to any GELM and ABA member's site or any other site unless establishment of such a link and use of such trade mark or service mark is approved in advance by GELM and ABA in writing.

Restricted Use for Agents and Potential Agents

If you are an Agent authorised by GELM to access the website, you may print, copy, download or temporarily store extracts from this website, strictly for your personal information and provided nothing is altered, when you use or are contemplating the use of our services for which the page or extract from this website is relevant to you

No granting of rights

Any rights not expressly granted herein are reserved.

Links to other sites

Where we provide hypertext links to other locations on the Internet, such is done for information purposes only. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this website. We are not responsible for the content of any other websites or extracts from links or pages linked to or linking to this website. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking.

Personal data protection / Use

Our data policy

As a result of your interaction with this website, we may hold and process personal information obtained about you when you access this website and use it for servicing our relationship or potential relationship with you, and to evaluate the effectiveness of our this website for agency recruitment purposes and for statistical analysis. We may pass this information to other member companies of the Great Eastern Group and to our business partners so that they may do the same. For the purpose of providing you the services we may transfer or disclose any such information outside of your country of residence and by accessing this website and/or use the services you have consented to such transfer. We may also transfer or disclose any such information outside of GELM where it is required/obliged by law, regulation or any other directive or order by any authority having jurisdiction over us, where it is to give effect to an instruction given by you, to provide you with the service herein, to enforce and protect our rights and property or any provisions of this Conditions of Access, or, where necessary and under requirement of strict secrecy, to sub-contractors or persons acting as our agents. Please see our Privacy Policy on further information on how we safeguard your personal information.

Security of messages

Messages sent at user's risk

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to GELM or any message sent by GELM to you over the Internet.

Indemnity

You hereby irrevocably agree to indemnify and keep GELM indemnified from all liabilities, claims, losses (directly or indirectly) and expenses, including any legal fees on a full indemnity basis, that may be incurred by GELM or any member thereof in connection with or arising from.

• your misuse of this website and the services provided herein; whether deliberate or otherwise, or

• your breach of these terms and conditions howsoever occasioned, or

• any intellectual property right or proprietary right infringement claim made by a third party against GELM in connection with your use or misuse of this website.

Miscellaneous

No waiver

The failure of GELM to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.

Severability

If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to any law, which is applicable to GELM, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, without invalidating any other provisions of the terms and conditions herein.

Governing law and jurisdiction

By accessing this website and/or using the services offered through this website, you agree that Malaysian law:

• shall govern such access and the provision of such services, and

• shall be applicable in the interpretation of the terms and conditions herein.


Singapore

Please read the details set out below carefully before using this facility.

Conditions of access

Access to this facility is granted by Great Eastern and is subject to the following conditions:

BY ACCESSING THIS FACILITY AND ANY PAGE THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DO NOT ACCESS, OR PLEASE DISCONTINUE YOUR ACCESS TO, THIS FACILITY OR ANY PAGE THEREOF IMMEDIATELY.

References to 'you', 'your' and 'yours' are references to the person(s) accessing this facility. References to 'we', 'us' and 'our' are references to Great Eastern. The headings herein are inserted for reference only.

The information, material, functions and content provided in this facility and the terms and conditions as specified herein may be changed by Great Eastern from time to time with or without notice at Great Eastenr's absolute discretion

1. YOUR CONDUCT

Your access to this facility shall at all times be in compliance with any corporate policies, guidelines and directions of Great Eastern or any laws, regulations or legislation as may be applicable and you agree that you shall not abuse or misuse this facility or the services herein, in any way. Without prejudice to the generality of the foregoing, you shall not nor assist any other person to hack into or obtain unauthorised access to this facility or any services herein nor interfere with the access and use of the same by others. Further, you agree that you shall not carry out nor assist any other person to transmit communication, information or materials which adversely affects our rights or the rights of others, which is morally offensive or which is otherwise against the applicable aws and regulations.

2. IMPORTANT DOs and DON'Ts

2.1 You should not share your user ID or password with any other person.

2.2 You should never display your account information in an area visible to others.

2.3 Your PC should never be left unattended.

2.4 It is your responsibility to keep your Internet Browser up to date with the latest security updates.

3. DISCLAIMER OF WARRANTIES AND LIABILITIES

Whilst we will use our reasonable endeavours to ensure the accuracy, currency, availability, correctness and completeness (in the context of its purpose) of the information and materials contained in this facility, all information and materials including those on services, products, financial information, data, text, graphics, audio, video, links or other items are provided strictly 'as is', and 'as available' and is so provided for your information and reference only. Therefore Great Eastern does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials. The use thereof is at your sole risk. No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non- infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer viruses, is given in conjunction with this facility, or any information and materials therein. No warranty is given that access to any information or materials on this facility or this facility as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected. Further, no warranty is given that this facility or any information or materials are free from any virus or other malicious, destructive or corrupting codes, agents, programs or macros. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this facility.

4. SCOPE OF USAGE

4.1 This facility is currently intended for those who are duly authorised by Great Eastern. You are required to familiar yourselves with and observe any relevant laws, regulations and local practices whether in relation to restrictions or otherwise and also any applicability thereof in the light of your own individual circumstances.

4.2 Without affecting the generality of the foregoing, any information or material on obtained from the facility is intended to be of general information to persons who are duly authorised to access the same only.

4.3 You are wholly responsible for use of the facility by yourself and/or any person using your computer and you must ensure that any such person complies with the terms and conditions herein. In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this facility, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

5. COPYRIGHT, TRADEMARKS AND OTHER INTELLECTUAL PROPERTY RIGHTS

5.1 The copyright in this facility is owned by Great Eastern's business partner, Aston Business Assessment Ltd ("ABA"). No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, framed or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of Great Eastern and ABA save for the provision in the paragraph captioned 'Restricted Use for Agents and Potential Agents' below. You also may not, without Great Easternand ABA's permission, insert a hyperlink to this facility on any other facility, frame or "mirror" any material contained on this facility on any other server.

5.2 No right or licence is given to any party accessing this facility to download, reproduce or use any such content. No trade mark or service mark displayed on this facility may be used as a link to any Great Eastern and/or ABA member's site or any other site unless establishment of such a link and use of such trade mark or service mark is approved in advance by Great Eastern and/or ABA in writing.

5.3 If you are representative authorised by Great Eastern to access the facility, you may print, copy, download or temporarily store extracts from this facility, strictly for your personal information during your engagement with Great Eastern as a representative and provided nothing is altered, when you use or are contemplating the use of our services for which the page or extract from this facility is relevant to you

5.4 Any rights not expressly granted herein are reserved.

6. LINKS

Where we provide hypertext links to other locations on the Internet, such is done for information purposes only. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this facility. We are not responsible for the content of any other websites or extracts from links or pages linked to or linking to this facility. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking.

7. PERSONAL DATA PROTECTION AND PRIVACY STATEMENT

As a result of your interaction with this facility, we may collect, use and/or disclose to other parties your personal data for agency recruitment or promotion purposes and for statistical analysis, of which details are set out in the relevant agency agreements with you. We may disclose this data to other members of the Great Eastern Group and to our business partners so that they may do the same. We may transfer or disclose any such data outside of your country of residence and by accessing this facility and/or use the services you have consented to such transfer. We may also transfer or disclose any such data outside of Great Eastern where it is required/obliged by law, regulation or any other directive or order by any authority having jurisdiction over us, where it is to give effect to an instruction given by you, to provide you with the relevant service via this facility, to enforce and protect our rights and property or any provisions of these Terms and Conditions, or, where necessary and under requirement of strict secrecy, to sub-contractors or persons acting as our agents. Please see our Privacy Policy: http://www.greateasternlife.com/sg/en/pncpolicies.htm on further information on how we collect, use and safeguard your personal data.

8. SECURITY OF MESSAGES

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to Great Eastern or any message sent by Great Eastern to you over the Internet.

9. INDEMNITY

You hereby irrevocably agree to indemnify and keep Great Eastern indemnified from all liabilities, claims, losses (directly or indirectly) and expenses, including any legal fees on a full indemnity basis, that may be incurred by Great Eastern or any member thereof in connection with or arising from:

(a) your misuse of this facility and the services provided herein; whether deliberate or otherwise, or

(b) your breach of these terms and conditions howsoever occasioned, or

(c) any intellectual property right or proprietary right infringement claim made by a third party against Great Eastern in connection with your use or misuse of this facility.

10. AGENT/BUSINESS PARTNER FEEDBACK/COMPLAINT

You may address all concerns or complaints relating to handling of your personal information by contacting us at:

Representatives Service Careline [•]

E-Mail [•]

11. MISCELLANEOUS

11.1 If any provision in these Terms and Conditions shall be held to be illegal, invalid or unenforceable, in whole or in part, the provision shall apply with whatever deletion or modification is necessary so that the provision is legal, valid and enforceable and gives effect to the commercial intention of the parties hereto. To the extent it is not possible to delete or modify the provision, in whole or in part, then such provision or part of it shall, to the extent that it is illegal, invalid or unenforceable, be deemed not to form part of these Terms and Conditions and the legality, validity and enforceability of the remainder of these Terms and Conditions shall, subject to any deletion or modification made under this clause 11.1, not be affected.

11.2 No failure or delay by a party to exercise any right or remedy provided under these Terms and Conditions or by law shall constitute a waiver of that or any other right or remedy, nor shall it preclude or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall preclude or restrict the further exercise of that or any other right or remedy.

11.3 Great Eastern may modify or amend the terms of these Terms and Conditions by posting a copy of the modified or amended Terms and Conditions on the facility. You will be deemed to have agreed to any such modification or amendment by your decision to continue using this facility and/or the services following the date in which the modified or amended Terms and Conditions is posted on the facility.

11.4 A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act, Chapter 53B of Singapore, to enforce any term of, or enjoy any benefit under, these Terms and Conditions.

11.5 Great Eastern may assign or transfer these Terms and Conditions at any time, with or without notice to you. You shall not assign these Terms and Conditions or any rights or obligations herein without the prior written consent of Great Eastern and any attempted assignment in contravention of this clause 11.5 shall be null and void and of no force or effect.

11.6 These Terms and Conditions contain the whole agreement between the parties relating to the subject matter of these Terms and Conditions at the date of these Terms and Conditions to the exclusion of any terms implied by law which may be excluded by contract and supersedes any previous written or oral agreement between the parties in relation to the matters dealt with in these Terms and Conditions.

11.7 The headings contained in these Terms and Conditions are inserted as a matter of convenience and for ease of reference only and shall be disregarded for all other purposes, including the construction or enforcement of these Terms and Conditions or any of its provisions.

12. GOVERNING LAW AND JURISDICTION

By accessing this facility and/or using the services offered through the same, you agree that Singapore law shall govern such access, use and the provision of relevant services, and the interpretation of the Terms and Conditions herein.

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